Publications

Papers in Refereed Journals

Brown M., S. Ongena and P. Yesin, 2011, Foreign currency borrowing by small firms in the transition economies, Journal of Financial Intermediation, 20(3), 285-302.
Cerqueiro G., H. Degryse and S. Ongena, 2011, Rules versus discretion in loan rate setting, Journal of Financial Intermediation, Forthcoming.
Popov A. and S. Ongena, 2011, Interbank market integration, loan rates, and firm leverage, Journal of Banking and Finance, 35(3), 544-559.
Ongena S., G. Tümer-Alkan and B. Vermeer, 2011, Corporate choice of banks: Decision factors, decision maker, and decision process: First evidence, Journal of Corporate Finance, 17(2), 326-351.
Brown M., S. Ongena, A. Popov and P. Yesin, 2011, Who needs credit and who gets credit in Eastern Europe, Economic Policy, 65, 93 - 130.
Ioannidou V. and S. Ongena, 2010, "Time for a change": Loan conditions and bank behavior when firms switch banks, Journal of Finance, 65, 1847-1878.
Beer C., S. Ongena and M. Peter, 2010, Borrowing in foreign currency: Austrian households as carry traders, Journal of Banking and Finance, 34, 2198-2211.
Ongena S. and F. Penas, 2009, Bondholders' wealth effects in domestic and cross-border bank mergers, Journal of Financial Stability, 5, 256-271.
Degryse H., L. Laeven and S. Ongena, 2009, The impact of organizational structure and lending technology on banking competition, Review of Finance, 13, 225-259.
Giannetti M. and S. Ongena, 2009, Financial integration and entrepreneurial activity: Evidence from foreign bank entry in emerging markets, Review of Finance, 13, 181-223.
de Ruijter Korver M. and S. Ongena, 2008, European Mezzanine, Applied Financial Economics, 18 (20), 1613-1622.
Degryse H. and S. Ongena, 2007, The impact of competition on bank orientation, Journal of Financial Intermediation, 16, 399-424.
Egli D., S. Ongena and D.C. Smith, 2006, On the sequencing of projects, reputation building, and relationship finance, Finance Research Letters, 3:1, 23-39.
Karceski J., S. Ongena and D.C. Smith, 2005, The impact of bank consolidation on commercial borrower welfare, Journal of Finance, 60:4, 2043-2082.
Degryse H. and S. Ongena, 2005, Distance, lending relationships, and competition, Journal of Finance, 60:1, 231-266.
Degryse H. and S. Ongena, 2004, The impact of technology and regulation on the geographical scope of banking, Oxford Review of Economic Policy, 20:4, 571-590.
Berger A.N., Q. Dai, S. Ongena and D.C. Smith, 2003, To what extent will the banking industry be globalized? A study of bank nationality and reach in 20 European nations, Journal of Banking and Finance, 27, 383-415.
Ongena S., D.C. Smith and D. Michalsen, 2003, Firms and their distressed banks: lessons from the Norwegian banking crisis (1988-1991), Journal of Financial Economics, 67:1, 81-112.
Degryse H. and S. Ongena, 2002, Bank-firm relationships and international banking markets, International Journal of the Economics of Business, 9:3, 401-417.
Degryse H. and S. Ongena, 2001, Bank relationships and firm profitability, Financial Management, 30, 9-34.
Ongena S. and D.C. Smith, 2001, The duration of bank relationships, Journal of Financial Economics, 61, 449-475.
Ongena S. and D.C. Smith, 2000, What determines the number of bank relationships? Cross-country evidence, Journal of Financial Intermediation, 9, 26-56.
Reinton H. and S. Ongena, 1999, Out-of-sample forecasting performance of single equation monetary exchange rate models in Norwegian currency markets, Applied Financial Economics, 9, 545-550.
Ongena S., 1999, Lending relationships, bank default, and economic activity, International Journal of the Economics of Business, 6:2, 257-280.

Books

Degryse H., M. Kim and S. Ongena, 2009, Microeconometrics of Banking: Methods, Applications and Results (Oxford University Press).

Chapters in Books

Cerqueiro G., H. Degryse, S. Ongena, 2009, Distance, bank organizational structure, and credit, in Alessandrini P., M. Fratianni and A. Zazzaro (eds.), The Changing Geography of Banking and Finance, (Springer), 57-74.
Degryse, H., S. Ongena, and G. Tümer-Alkan, 2008, Corporate governance: A review of the role of banks, in Gugler K. P. and B. B. Yurtoglu (eds.), The Economics Of Corporate Governance And Mergers, (Edward Elgar), 105-145.
Degryse H. and S. Ongena, 2008, Competition and regulation in the banking sector: A review of the empirical evidence on the sources of bank rents, in Thakor A. and A. Boot (eds.), Handbook of Financial Intermediation and Banking (Elsevier), 483-554.
Ioannidou V., S. Ongena and J. L. Peydró, 2008, The impact of short-term interest rates on risk taking: Hard evidence, in Felton A. and C. Reinhart (eds.), The First Global Financial Crisis of the 21st Century (Centre for Economic Policy Research), 41-45.
Degryse H. and S. Ongena, 2008, Technology, regulation and the geographical scope of banking, in Freixas X., P. Hartmann and C. Mayer (eds.), Handbook of European Financial Markets and Institutions (Oxford University Press), 345-373.
Degryse H., S. Ongena and F. Penas, 2006, Consolidation of the European banking sector: Impact on innovation, in Renneboog, L. (ed.), Advances in Corporate Finance and Asset Pricing (Elsevier), 161-186.
Berger A.N., Q. Dai, S. Ongena and D.C. Smith, 2003, To what extent will the banking industry be globalized?, in Courchene, T. J. and E. H. Neave (eds.), Framing Financial Structure in an Information Environment (John Deutsch Institute - Queens University), 221-258.
Ongena S. and D.C. Smith, 2000, Bank relationships: a review, in Zenios, S. A. and P. Harker (eds.), Performance of Financial Institutions (Cambridge University Press), 221-258.
Ongena S. and D.C. Smith, 1998, Quality and duration of banking relationships, in Birks, D. (ed.), Global Cash Management in Europe (MacMillan Press), 225-235.

Policy Papers

Brown M., K. Kirschenmann and S. Ongena, 2010, Foreign-currency loans in Eastern Europe: Borrower pull or bank push? , VoxEU.org, September 13.
Degryse H. and S. Ongena, 2010, The financial crisis and competition in retail banking: Insights from the academic literature, in Jentzsch, N. and C. Wey (eds.), The Future of Retail Banking in Europe: Competition and Regulatory Challenges (European Credit Research Institute), 17-26.
Degryse H., S. Ongena, and G. Tümer-Alkan, 2009, Lending technology, bank organization and competition, Journal of Financial Transformation 26, 24-30.
C. Beer, S. Ongena, M. Peter, 2008, The Austrian carry trade: What are the characteristics of households borrowing in foreign currency?, OeNB Financial Stability Report 16, 108-121.
Degryse H. and S. Ongena, 2007, Competition and regulation in retail banking: Background paper, in Competition and Regulation in Retail Banking, OECD Competition Committee Roundtable 69, pp.15-58.
Ioannidou V., S. Ongena and J. L. Peydró, 2007, The impact of short-term interest rates on risk taking: Hard evidence, VoxEU.org, October 17.
Degryse H., S. Ongena and F. Penas, 2006, Consolidation of the European banking sectors and small firm financing, Bank- en Financiewezen / Revue Bancaire et Financiere, 70:5, 265-271.
Carletti E., P. Hartmann and S. Ongena, 2006, Cross-border banking and competition policy, European Central Bank Research Bulletin, 4, 7-10.
Degryse H., S. Ongena and F. Penas, 2005, Between Lisbon and London: Financial sector consolidation in the context of the Lisbon agenda, AEI-Brookings Joint Center, Policy Brief 05-33.
Degryse H. and S. Ongena, 2003, Distance and competition, Bank- en Financiewezen / Revue Bancaire et Financiere, 67:4, 218-221.
Ongena S., 2000, Benefits and costs of bank relationships: the right relationship is everything, Finance, Accounting, and Controlling Essays, 3, 39-43.

Conference Proceedings

Jiménez G., S. Ongena, J. L. Peydró, and J. Saurina, 2008, Evidence on the impact of monetary policy on bank credit risk, in Evanoff D. (ed.), Federal Reserve Bank of Chicago Conference on Bank Structure and Competition Proceedings, 417-421.
Ongena S., 2007, Comments, in Savona, P. (ed.), Money, Derivatives, Innovation and Growth, Fifth Colloquium by the Associazone Guido Carli and Fondazione Cesifin Albert Predieri, 55-59.
Cerqueiro, G., H. Degryse and S. Ongena, 2007,Rules, discretion and loan rates, in Evanoff D. (ed.), Federal Reserve Bank of Chicago Conference on Bank Structure and Competition Proceedings, 100-109.
Degryse H. and S. Ongena, 2004,Bank orientation and industry specialization, in DeYoung R. and D. Evanoff (eds.), Federal Reserve Bank of Chicago Conference on Bank Structure and Competition Proceedings, 412-427.
Degryse H. and S. Ongena, 2002, Distance and competition, in Evanoff, D. (ed.), Federal Reserve Bank of Chicago Conference on Bank Structure and Competition Proceedings, 405-422.
Ongena S., D.C. Smith and D. Michalsen, 2001, Firms and their distressed banks, in Evanoff, D. (ed.), Federal Reserve Bank of Chicago Conference on Bank Structure and Competition Proceedings, 262-276.

Publications in Dutch, German, Spanish, or French

Brown M., K. Kirschenmann and S. Ongena, 2010, Fremdwährungskredite in Osteuropa: kunden- oder bankgetrieben?, Oekonomenstimme.org, September 17.
C. Beer, S. Ongena, M. Peter, 2008, Carry-Trade auf Österreichisch: Was für Haushalte entscheiden sich am ehesten für Fremdwährungskredite? (translation), OeNB Finanzmarktstabilitätsbericht 16, 117-132.
Degryse H. and S. Ongena, 2007, Competition et regulation (translation), in Competition and Regulation in Retail Banking, OECD Competition Committee Roundtable 69, pp.59-106.
Degryse H., S. Ongena and F. Penas, 2006, Repercusiones de la integracion y consolidacion de los sectores bancarios Europeos sobre la innovacion y las actividades de los emprendedores, Papeles de Economia Espanola, 110, 73-89.
Degryse H., S. Ongena and F. Penas, 2006, Financiële integratie en kredietverlening aan MKBs, Maandblad voor Accountancy and Bedrijfseconomie, 80:11, 589-597.
Lucarelli R., S. Ongena, and S.M. Van Campen, 2004, Bank- en geldzaken, in Oonincx, J. A. M. (ed.), Financieel Zakboek (Reed Business Information), 601-684.
Degryse H. and S. Ongena, 2004, De rol van nabijheid in kredietverlening, Maandblad voor Accountancy and Bedrijfseconomie, 78:6 293-300.
Ongena, S., 2004, Technologie en de nabijheid van kredietverlening, Maandblad voor Accountancy and Bedrijfseconomie, 78:5 198-199.

CentER

Publications